If you have ever wished for longer appointments, direct access to your doctor, and care that looks at the full picture of your health, concierge medicine may be what you are looking for. This model blends attentive primary care with advanced, root-cause functional medicine. You pay a membership fee for a smaller, more available practice, and in return you receive time, access, and a proactive plan for your long-term wellness.
Here’s how it works, what it costs, who benefits most, and how ZIA Health structures memberships so you can decide if it fits your needs.
What Concierge Medicine Is — and How It Differs From Traditional Care
At its core, concierge medicine is relationship-based care. Practices limit the number of patients so each person gets more time and attention.
Key Differences Between Standard and Concierge Care
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Longer visits: Expect 45–60 minute consultations rather than 10–15 minutes.
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Faster access: Same-day or next-day urgent visits, plus telehealth options.
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Direct messaging: Secure access to your doctor or care team between visits.
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Prevention & root-cause focus: Includes advanced labs, nutrition, lifestyle, and early intervention strategies.
ZIA Health adds a functional medicine lens, evaluating hormones, gut health, metabolic function, inflammation, and environmental factors alongside primary care. Telehealth is available for adults across Florida, with in-person support in Ormond Beach.
How Much Does Concierge Care Usually Cost?
Concierge membership fees vary widely depending on region and level of service.
Typical Concierge Medicine Price Ranges
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Entry tier: Several hundred dollars per year for basic access and a limited number of visits.
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Mid tier: Low to mid-thousands per year with extended visits and direct messaging.
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Premium tier: Several thousand to five figures per year, often including comprehensive advanced labs and intensive care coordination.
Average national cost: $1,500–$3,500/year for mid-level access.
ZIA Health offers membership tiers that include extended MD visits, urgent access, unlimited secure messaging, and functional medicine testing flexibility. Reach out to the clinic for current pricing.
Insurance, Medicare, and Payment: What’s Covered?
Concierge fees are paid in addition to your insurance premiums.
Does Insurance Cover Concierge Doctors?
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The membership fee is usually not covered by insurance.
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Insurance can cover:
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Labs
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Imaging
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Medications
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Medically necessary services
(coverage depends on your plan)
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Does Medicare Pay for Concierge Care?
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No—Medicare does not cover the concierge membership fee.
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Medicare can still cover medically necessary services ordered by your provider.
Can Concierge Membership Fees Be Tax Deductible?
Sometimes. HSA/FSA funds may apply to some services. Tax deductibility depends on IRS rules—consult a tax professional.
ZIA Health clearly separates what is part of membership versus what can be billed to insurance (such as eligible labs).
Who Benefits Most From Concierge Medicine?
Concierge care is especially effective when time, coordination, and root-cause evaluation matter.
Ideal for Patients Who:
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Are busy professionals who need streamlined access and direct communication
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Manage chronic or complex conditions
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Need hormone support (perimenopause, menopause, testosterone)
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Experience autoimmune issues, digestive symptoms, fatigue, or brain fog
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Want advanced labs and a personalized wellness plan
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Prefer prevention-focused care and ongoing monitoring
Is Concierge Care Good for Seniors?
Yes. Seniors often benefit from:
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Longer visits
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Medication reviews
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Specialist coordination
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Fall-risk screening
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Metabolic and hormone evaluations (when appropriate)
Medicare still covers medically necessary services; the membership is simply self-pay.
Potential Drawbacks to Consider
Concierge medicine is highly effective for many, but it’s not ideal for everyone.
Common Limitations
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Membership fees are an added cost on top of insurance.
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Fees are not reimbursed by insurance or Medicare.
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Some services still require in-person care.
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Emergency and hospital services remain separate.
Main downside: If you rarely need medical care, the added cost may not be worth it.
How ZIA Health Memberships Work
ZIA Health provides concierge primary and functional medicine for adults. Memberships typically include:
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Extended medical visits
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Same- or next-day urgent access
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Unlimited secure messaging
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Functional medicine testing options
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Personalized hormone, gut, metabolic, autoimmune, and preventive plans
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In-person Ormond Beach visits or telehealth across Florida
The team provides clear pricing, benefits, and lab cost expectations before enrollment.
If you are local, explore concierge care Ormond Beach for in-person options and functional testing programs.
Are Concierge Doctors Worth the Money?
It depends on your needs.
For many patients, concierge medicine provides:
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Faster answers
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Comprehensive evaluation
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Fewer urgent care visits
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Better long-term health planning
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A deeper relationship with a doctor who knows your history
If you want advanced testing, hormone support, autoimmune care, or personalized prevention, concierge care often delivers strong value.
If you rarely seek care, a standard primary care model may be more cost-effective.
Quick Comparison Checklist: Is Concierge Care Right for You?
You may be a good fit if:
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You want appointments long enough to get to root causes
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You value direct messaging with your doctor
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You need same- or next-day urgent access
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You want advanced testing
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You prefer prevention and ongoing follow-up
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You want coordinated care, not fragmented care
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You understand the membership fee sits outside insurance
If most apply to you, concierge care can be a strong match—especially for seniors, busy professionals, and patients with chronic or complex issues.
The Bottom Line
Concierge medicine trades volume for access. You pay a membership fee to receive longer visits, direct communication, and proactive, data-driven care. Fees generally range from several hundred to several thousand dollars per year. Insurance and Medicare do not cover the membership but may cover medically necessary services.
ZIA Health merges concierge primary care with functional medicine—offering longer visits, direct access, advanced testing, and personalized plans via telehealth or in-person care.
If you want a doctor who listens, takes time, and builds a tailored plan for your hormones, metabolism, autoimmune health, or long-term wellbeing, consider scheduling a discovery call to see if concierge medicine aligns with your goals.